Your vested benefits are paid out
- Once you reach statutory retirement age
- At the earliest, five years before or, at the latest, five years after you reach statutory retirement age
- If you wish to purchase or build your own home
- If you wish to repay mortgage loans
- If you move away from Switzerland permanently*
- If you become self-employed
- If you wish to purchase pension fund benefits
- If you are unable to work for a prolonged period
(*provided you are no longer obliged to make pension contributions under Swiss law.) Refer to Arts. 5 and 25f of the Swiss Federal Law on Vesting in Pension Plans (Freizügigkeitsgesetz, FZG.)